Why These Retirees Are Living Large

Barron's Retirement

Read in browser Sponsored By: By Elizabeth O'Brien | Sunday, November 2 When it comes to retirement, timing is everything. If you retire into a raging bull market, your account balance can grow even as you spend down your assets. This market sorcery has boosted the spending of affluent retirees and helped prop up the U.S. economy, where the top 10% of earners account for about half of overall spending. On the other hand, retiring into a bear market can drain your portfolio much faster than when the market is flat or growing. Financial advisors have a term for this: "sequence of return risk," or the idea that the overall market returns you experience in retirement matter less than the order in which those returns occur. You can't control the market, but you can control your asset mix. Some advisors recommend lightening up on equities as you approach retirement, to mitigate possible sequence-of-return risk. You might be able to control how long you work, and postpone retirement if the markets are rocky. At a minimum, make sure you don't have all your eggs in one basket, in case that basket goes bust. CONTENT FROM: GL HOMES Luxury 55+ Living at Valencia Del Mar in Boynton Beach, FL Valencia Del Mar redefines 55+ resort-style living, offering an exceptional mix of vibrant social life, and top-tier amenities like indoor pickleball courts, gourmet dining, and resort-style pools. With its prime location, and modern home designs from $1.1M-$2.5M, Valencia Del Mar is the ultimate in active-adult Florida living. Discover your dream home, and right now you can try before you buy! Learn More BARRON'S LATEST Affluent Retirees Are Spending More Because of Rising Markets Here's what they're splurging on. Is Your Doctor in Your Medicare Plan? Now's the time to research plan changes for 2026. Social Security's Bad Math This is how much it will cost retirees if Congress fails to act. For Yield Seekers, mREITs Offer Juicy Payouts Just don't go overboard. WHAT WE'RE READING New Advances in Managing High Blood Pressure Leading medical organizations released new guidance this summer. RESOURCES Social Security Medicare Required Minimum Distribution calculator Getting Ready to Retire? Here's a Planning Guide for the 5 Years Before Your Last Day. Finra's Guide to Social Isolation and the Risk of Investment Fraud The SEC's Guide to Identity Theft, Data Breaches, and Your Investment Accounts Sign up for more newsletters You are currently subscribed as aymentanaze.news@blogger.com Contact us   |   Privacy Notice   |   Cookie Notice Not a subscriber? Subscribe to Barron's now Forward 4300 Route 1 North, South Brunswick, NJ 08852 ©2025 Dow Jones & Company, Inc. All Rights Reserved. Unsubscribe