What Are You Retiring To?

Barron's Retirement

Read in browser Sponsored By: By Elizabeth O'Brien | Sunday, February 1 As the saying goes, it's important to retire to something, not just from something. Once the novelty of leisure wears off–usually six months to a year in, I'm told–retirees need a reason to get out of bed in the morning. One of my Barron's colleagues has done a great job laying the groundwork for his life after editing. He got a certificate teaching English as a second language, so he'll be able to segue to that once he retires in a month or so. You want to have an activity lined up to provide some structure and a sense of purpose during the big transition. One is enough to start: You don't want to overcommit before knowing how you'll feel, but you also don't want a blank slate that's easy to lose yourself in. This might be even more important for early retirees. When you retire well before traditional age and your peers are all working, you risk feeling more isolated. Read more about early retirement in today's edition. CONTENT FROM: FINANCE ADVISORS Little-Known RMD Strategy Approved by the IRS "My RMD will be $100,000 and I don't need the income. Is there a way to reduce it?" For some retirees with large IRAs, their withdrawals can push them into a higher tax bracket and inflate their Medicare premiums. Depending on your tax situation, there are IRS-approved moves that may limit the impact. Learn More BARRON'S LATEST Longing to Stop Working? Retiring Early Creates Its Own Stresses. Many people plan for their finances in retirement, but not their purpose. Healthcare Inflation Can Be a Runaway Train in Retirement. How to Prepare. Plug this inflation rate into your calculations for retirement healthcare costs. The Social Security Quirk That Can Boost Your Payout After 60 It involves the all-important Primary Insurance Amount (PIA). Investors Are Wary of Stocks and Bonds. They Are Buying Alternative Assets in ETFs. The trend is particularly pronounced amoung younger, higher-net-worth investors. WHAT WE'RE READING Coping With Caregiving When You're Not Wanted Caring for an older loved one is hard under the best of circumstances. Here's how to cope--or walk away--when your help isn't wanted. RESOURCES Social Security Medicare Required Minimum Distribution calculator Getting Ready to Retire? Here's a Planning Guide for the 5 Years Before Your Last Day. Finra's Guide to Social Isolation and the Risk of Investment Fraud The SEC's Guide to Identity Theft, Data Breaches, and Your Investment Accounts Sign up for more newsletters You are currently subscribed as aymentanaze.news@blogger.com Contact us   |   Privacy Notice   |   Cookie Notice Not a subscriber? Subscribe to Barron's now Forward 4300 Route 1 North, South Brunswick, NJ 08852 ©2026 Dow Jones & Company, Inc. All Rights Reserved. Unsubscribe