The Costly Crisis: Battling Alzheimer's
No images? Click here By Brian Hershberg | Feb. 7, 2021 When this week’s Barron's cover series on Alzheimer's disease was first conceived, my thoughts turned to my father-in-law’s parents, who both grappled with dementia, if not Alzheimer’s, in their final years. They were a hard-working Depression-era couple, amassing a seven-figure retirement portfolio through a combination of forgoing luxuries and buy-and-hold investing in high-quality blue chips and Treasurys. In the end, their savings mostly went to nursing homes. I recall commiserating with my father-in-law about the missed opportunities and unfortunate spend-down of his parents' retirement savings. They're hardly alone, as Barron's Reshma Kapadia found for her cover story on the fight against Alzheimer's:
While costs will be difficult to rein in entirely, there is one group of people well positioned to help mitigate costs and flag the earliest signs of dementia, as Barron's Beverly Goodman writes:
For our full series, please see: Here Are Three Strategies for Buying Annuities When Rates Are LowThere are some strategies for people who want the guaranteed income of an annuity but are worried about taking the plunge when payouts are so low. GameStop and Speculation: Why Retirement Savers Should Think Twice Before Chasing TrendsWorkers who’ve spent decades building a nest egg might look at the meteoric rises of GameStop and other speculative stocks and draw a lesson: Invest in the right company at the right time and make your fortune overnight. It’s the wrong lesson. Rule 72(t) Can Let You Tap Retirement Accounts Early Without Penalty. Should You?On FIRE: While rule 72(t) is sometimes presented as an option for savers pursuing financial independence or looking to retire early, financial pros say its complexities should make it a last resort. The Originator of 'the 4% Rule' Thinks It's Off the Mark. He Says It Now Could Be Up to 4.5%In 1994, William Bengen said retirees should start out withdrawing 4% of their assets annually and increase the distribution each year by the inflation rate. Here's what he says today. Retired and Ready for Post-Covid Life? Here Are Some Considerations.From rebalancing out-of-whack portfolios to traveling with confidence, financial planners and transition experts have a number of ideas on how seniors and retirees should return to ordinary life. Seniors Can Stay Fit During the Pandemic With Some Basic Weight Training. Here's How.The health crisis upended a world of fancy gyms and personal trainers. Fear of infection keeps millions of Americans at home, and it will be many months until enough people are vaccinated to quell the pandemic. The good news is you can remain reasonably fit without a gym full of shiny equipment.
This mailing was sent to [email address suppressed], . |
Commentaires
Enregistrer un commentaire
Thank you to leave a comment on my site