A New Option for Guaranteed Lifetime Income

Barron's Retirement

Read in browser Sponsored By: By Elizabeth O'Brien | Sunday, March 30 Remember the 800-pound gorilla? He was the star of Axa Equitable's annuity commercials back in the 2000s. "Go ahead, ignore me," he'd mope, telling an unsuspecting couple at their breakfast table how they'd sleep better with guaranteed income for life. The gorilla has been retired for a while, and sadly no new mascot has taken his place to pitch the new retirement income products on the market today. These are popping up in 401(k) plans managed by companies like BlackRock and TIAA. They offer a way to annuitize a portion of your retirement savings to create guaranteed income for life. These in-plan annuities, as they're called, leverage institutional pricing for lower fees than stand-alone annuities. They haven't gotten much traction yet, but experts say they represent the biggest shift in the 401(k) space since the advent of target-date funds about 20 years ago. Learn more about in-plan annuities in today's edition. CONTENT FROM: Jackson Working to make retirement clear for everyone. Jackson® is committed to helping clarify the complexity of retirement planning. Learn more at Jackson.com. BARRON'S LATEST Get a Monthly Check in Retirement Without a Pension While they have some drawbacks, in-plan annuities are definitely worth a look. Trump's Social Security Pick Is a Payments Pro Frank Bisignano testified before Congress that he would leverage his private-sector experience to improve the agency's customer service. Taking RMDs Is Tricky. Here's What to Know. If you're forced to take them in a down market, you have to sell more shares to fulfill the requirement. If You Want to Make it to 100, Being Stubborn Helps Centenarians tend to share resilient traits. WHAT WE'RE READING Fake Centenarians? Life Expectancy Researchers at War. A Blue Zones controversy: Are they really old, or are their birth records just lost?  RESOURCES Social Security Medicare Required Minimum Distribution calculator Getting Ready to Retire? Here's a Planning Guide for the 5 Years Before Your Last Day. Finra's Guide to Social Isolation and the Risk of Investment Fraud The SEC's Guide to Identity Theft, Data Breaches, and Your Investment Accounts Sign up for more newsletters You are currently subscribed as aymentanaze.news@blogger.com Contact us   |   Privacy Notice   |   Cookie Notice Not a subscriber? Subscribe to Barron's now Forward 4300 Route 1 North, South Brunswick, NJ 08852 ©2025 Dow Jones & Company, Inc. All Rights Reserved. Unsubscribe